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RoxAnna Sway

Retail: One Piece in the U.S.-China Trade War Puzzle

By RoxAnna Sway   |   September 16, 2019

Retailers are battening down the hatches, preparing for a tsunami of tariff-related price increases that are threatening their businesses and consumers' pocketbooks. According to an article in The Wall Street Journal, $250 billion in goods have already been taxed with a 25 percent tariff, $107 billion in goods are set for September 1st tariffs of 10 percent, and additional tariffs on $156 billion in "certain goods"-electronics and clothing, including cell phones, footwear and toys-have now been delayed until December 15th (giving customers a …

Retail: One Piece in the U.S.-China Trade War PuzzleRead More

Recalibrating Salaries: The Raises Americans Have Been Waiting For

By RoxAnna Sway   |   July 14, 2019

Boost salaries and you boost the whole economy. Armed with more money for spending, consumers can increase purchases of homes, consumer goods, leisure activities and much more. Most Americans-working-class and middle-class Americans-have been waiting many years for pay raises that would lift incomes that have been stagnant for several decades (according to the Federal Reserve, the average annual wage growth was only 0.3 percent between January 1989 and January 2016). News headlines boast of a booming economy, with the unemployment rate at …

Recalibrating Salaries: The Raises Americans Have Been Waiting ForRead More

On the Edge of the New Era

By RoxAnna Sway   |   June 3, 2019

I am going to put on my futurist hat and project 100 years into the future and make a really far-out prediction. I predict that within a hundred years, or perhaps even fewer, the timeline of history is going to be turned on its head and will be rewritten. Right now, we are living through the second of the two biggest macro-changes in recording the history of mankind on this planet. The first great change was signified by the establishment of our current historical dating system: BC and AD (Before Christ and Anno Domini-year of the Lord), …

On the Edge of the New EraRead More

Home Sales - The Robin Report - Roxanna Sway

Home Sales: Weakness in 2018, But a Bounce This Spring

By RoxAnna Sway   |   May 6, 2019

After the slowdown in home sales in late 2018, real estate professionals have been holding their breath, waiting to see if a real estate downturn is in the cards, or if this market dip was a temporary speed-bump. The real-estate market has begun to put on the brakes for home price escalation. In 2017, we saw the first published list of cities with falling real estate prices-the first price reductions since prices started climbing after the recession-mostly, at that point, in secondary markets and smaller towns. But by early 2018, some big …

Home Sales: Weakness in 2018, But a Bounce This SpringRead More

Today’s Retirees Face Unprecedented Challenges: Part Two

By RoxAnna Sway   |   February 20, 2019

This is part two of a two-part series that explores the unique challenges facing today's retirees that earlier retiree generations did not have to worry about. Part One delineated six new challenges: The rising numbers of retirees burdened with mortgage and rent payments The inability to earn interest on low-risk savings, such as savings accounts, CDs, and Treasury bills More dependence on Social Security as company-sponsored defined-benefit pensions become obsolete, and most 401(k) accounts fall short of financial goals Loss of …

Today’s Retirees Face Unprecedented Challenges: Part TwoRead More

Today’s Retirees Face Unprecedented Challenges: Part One

By RoxAnna Sway   |   February 19, 2019

Those retiring today face many challenges that earlier retiree generations did not have to think about. While Social Security and Medicare provide some critical benefits, newly emerging financial challenges will strain retirees' budgets. As recently as the 1990s, financial advisors said that retirement savings of between $100,000 and $150,000 per couple would be sufficient to last the average retirement lifetime. Today, most financial advisors recommend minimum retirement saving for a couple in a range of just under $1 million to $1.73 …

Today’s Retirees Face Unprecedented Challenges: Part OneRead More

The Gen X Factor

By RoxAnna Sway   |   December 11, 2018

We can gain some perspective on economic and retail success over the coming years by looking at how the generations have weathered the Great Recession and how they are recovering. Gen X, those born between 1965 and 1980, often gets ignored, sandwiched between the massive influence of the Boomers and the emerging power of the younger millennials. While Gen X may be smaller in numbers than either Boomers or millennials - they number at around 66 million, compared to 70-plus million Boomers and millennials-they may be in a better position to be …

The Gen X FactorRead More

The [Coming] Millennial Home Buying Spree

By RoxAnna Sway   |   September 24, 2018

Historically, real estate has been a significant driver of the U.S. economy, accounting for 17 to 18 percent of GDP. Most economic booms in this country have gained energy from rapidly growing real estate markets and when home buying increases, it pumps money into ancillary businesses as well, including sales of appliances, furniture, decorative home goods, electronics, and even outdoor and gardening merchandise. So, retailers are holding their breath, looking forward to a full-blown millennial home buying spree. After all, how much longer …

The [Coming] Millennial Home Buying SpreeRead More

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Copyright © 2022 · Robin Lewis, Inc. All rights reserved. Copying or reproducing, by any means whatsoever, of The Robin Report, or any distribution hereof, in whole or in part, without the express written consent of Robin Lewis, Inc. is strictly prohibited. The Robin Report is published for senior executives in the retail, fashion, beauty, consumer products and related industries. The opinions expressed herein are not, and should not be construed as investment or other advice. All expressions of opinion are subject to change without notice.